TERMS AND CONDITIONS
QuickTaxGPT | VIP Black Line LLC
Effective Date: June 1, 2025
PLEASE READ THESE TERMS AND CONDITIONS ("Terms") CAREFULLY BEFORE USING THE QUICKTAXGPT SERVICE. BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.
1. Acceptance of Terms
These Terms constitute a legally binding agreement between you ("User," "you," or "your") and VIP Black Line LLC, a California limited liability company ("Company," "we," "us," or "our"), governing your access to and use of the QuickTaxGPT platform and services available at quicktaxgpt.com (collectively, the "Service").
2. Description of Service
QuickTaxGPT is an AI-powered financial document processing platform that allows users to upload bank statements and credit card statements, and receive AI-generated categorization, expense summaries, and financial reports. The Service is intended to assist with financial organization and report preparation only.
The Service does NOT provide:
- Tax advice, tax preparation services, or tax filing
- Legal advice or legal services
- Accounting services or certified public accountant (CPA) services
- Financial planning or investment advice
- Guaranteed accuracy of any generated report or analysis
3. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use the Service. By using the Service, you represent and warrant that you meet these requirements and that you are using the Service for lawful purposes only.
4. User Account
To access certain features of the Service, you must create an account. You agree to:
- Provide accurate, current, and complete registration information
- Maintain the security of your password and accept responsibility for all activity under your account
- Notify us immediately of any unauthorized access to your account
- Not share your account credentials with any third party
We reserve the right to terminate accounts that violate these Terms or engage in fraudulent or illegal activity.
5. Subscription and Payment
5.1 Fees
Access to certain features requires a paid subscription. All fees are stated in U.S. dollars and are non-refundable except as expressly set forth herein or required by applicable law.
5.2 Billing
Subscriptions are billed on a recurring basis (monthly or annually, as selected). You authorize us to charge your payment method on a recurring basis until you cancel. Failure to pay may result in suspension or termination of your account.
5.3 Cancellation
You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused time in a billing period.
5.4 Price Changes
We reserve the right to modify pricing at any time. We will provide at least 30 days' notice of price increases. Continued use of the Service after a price change constitutes acceptance of the new pricing.
6. Acceptable Use
You agree not to use the Service to:
- Upload documents you do not have the legal right to process or share
- Violate any applicable law, regulation, or third-party rights
- Upload malicious code, viruses, or harmful content
- Attempt to gain unauthorized access to any part of the Service or its infrastructure
- Reverse engineer, decompile, or disassemble any portion of the Service
- Use the Service for any illegal financial activity including money laundering or fraud
- Resell, sublicense, or commercially exploit the Service without written authorization
- Upload content that is defamatory, obscene, or otherwise objectionable
7. Intellectual Property
7.1 Our Property
The Service, including all software, design, text, graphics, logos, and AI models, is the exclusive property of VIP Black Line LLC and is protected by U.S. and international intellectual property laws. Nothing in these Terms grants you any rights in the Service other than the limited license to use it as expressly described herein.
7.2 Your Content
You retain all ownership rights in the documents and data you upload. By uploading content, you grant us a limited, non-exclusive license to process, store, and analyze your content solely for the purpose of providing the Service to you.
7.3 Generated Reports
Reports generated by the Service based on your uploaded data are provided for your personal or business use. We grant you a non-exclusive, non-transferable license to use such reports. You may not represent AI-generated reports as independently certified financial statements.
8. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT:
- The Service will be uninterrupted, error-free, or secure
- Any financial report, categorization, or analysis generated by the Service is accurate, complete, or suitable for any particular purpose
- The Service will meet your specific requirements
- Any errors in the Service will be corrected
YOU ARE SOLELY RESPONSIBLE FOR VERIFYING THE ACCURACY OF ALL REPORTS AND ANALYSES GENERATED BY THE SERVICE WITH A QUALIFIED TAX PROFESSIONAL, CPA, OR FINANCIAL ADVISOR BEFORE RELYING ON THEM.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VIP BLACK LINE LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00).
10. Indemnification
You agree to defend, indemnify, and hold harmless VIP Black Line LLC and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or third-party right; or (d) any content you upload to the Service.
11. Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.
12. Third-Party Services
The Service may integrate with or link to third-party services. We are not responsible for the availability, accuracy, or content of third-party services, and your use of such services is subject to their respective terms and privacy policies.
13. Modifications to the Service
We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
14. Governing Law and Dispute Resolution
14.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
14.2 Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Los Angeles County, California. Judgment on the award may be entered in any court of competent jurisdiction.
14.3 Class Action Waiver
YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
14.4 Exceptions
Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent unauthorized use or infringement of intellectual property rights.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements, representations, and understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
16. Changes to Terms
We may update these Terms at any time. We will provide notice of material changes by updating the effective date at the top of this document and, where appropriate, notifying you by email. Your continued use of the Service following notice of changes constitutes your acceptance of the updated Terms.
17. Contact Information
For questions about these Terms, please contact:
VIP Black Line LLC
100 Wilshire Blvd., Suite 700, Santa Monica, CA 90401
Email: legal@quicktaxgpt.com
Website: quicktaxgpt.com